@Tori Roy, I can’t point you to the court records, but I remember learning that anti-trust laws prevent NAR from limiting MLS access to Realtors.I think the solution for you is a no-frills, no-desk-fee broker plus signing up for your local MLS without joining the Realtor board attached to it.I’d suggest doing a little googling, then calling your local Realtor board and inquiring (dare I say “badgering”) them about buying MLS access without joining.Good luck!

Is the interest rate, location, and possible(likely) appreciation of this home worth keeping it?

If you bought 300 sf less than you thought you were buying, the only practical thing that changed is that you paid more per SF than perhaps the property was worth on the market.

If you are in an inexpensive area that is growing, you can often get both cash flow AND great appreciation.With that in mind, I thought it worth sharing this fresh US Census data.

I don’t have experience on record and my credit is low so I can’t get a loan on my own .

Fridges are rarely worth repairing.

From what I understand, equity on a property is the amount of money a property is worth minus the amount of money owed on the mortgage on the property.At least one article has said that the principal remaining on the mortgage is the only component of the mortgage that is accounted for when determining the amount of money owed on the property’s mortgage when calculating the equity one has on a property.I am not sold on just factoring a mortgage’s principal into the amount owed on a mortgage because if interest is also owed on the mortgage for the property, the interest should be accounted for in determining the amount of money owed on a mortgage, correct?

If you think there's a deal worth pursuing, it's generally a good idea to buy.

You are heading into a busy season, so if you are priced at or near similar rents, then may be worth waiting longer as market is just getting stronger. 

Is it worth the risk if (a) the tenant is non-compliant and an eviction process is needed and/or (b) there could be major repairs needed.