I own a rental house in Santa Rosa Beach, Florida.

Looking to buy a small condo/house/townhouse for a summer get away for parts of Jun/Jul/Aug.

However city is imposing a good amount ofimpact fees based on the bedroom count - which accounts to close to $40 k , which i cannot afford- Ibought the house for myself to reside and cannot afford to pay this.We verified with city prior to buying and theyconfirmed it is residential zoned , however never mentioned about any impactfees.It is residential zone - MLS shows it as 3 bedroom 2baths - it had a extra unit  in the back and also a inbuilt rolling bed on 1st floor for the main I am stuck here- they are asking to prove it was usedas a residential -ever - any guidance would be appreciated on this.

They tear your houses up.

You should consider learning about house hacking, BRRRR (Buy, Rehab, Rent, Refinance, and Repeat) and group home investing, I feel.

More or less, we give you a bridge loan to buy the house even if your debt to income ratio is to high with both mortgages on your ledger.

Newbie here - 2 weeks into my first property, I plan to house hack short-term rental (live in basement, rent main house) in Nashville.

As I have in house notary..

I've been a full-time real estate investor since 2019 and have flipped hundreds of houses and currently own a 50+ SFH rental portfolio (including short-term & long-term rentals). 

Too many RE gurus are telling people to overleverage themselves into the worst housing market (and potentially economy) in decades.