Educate yourself on equities and bonds, tax law, withdrawals, Social Security withdrawals, etc. 

My only real bull argument for Atlanta would be capital flows rotating out of banks, bonds etc. if interest rates go negative.  

It's the difference of investing in stocks and bonds.

Its foolish not to have a diversified portfolio that includes stocks, bonds, RE,  ?

How silly is it that a retired electronics engineer showing under $100k a year in income from SS and pension can't qualify for a loan of $500k even though he/she has $1M or more sitting in stocks, bonds, IRA, etc.

If you are applying for a job that requires you to be bonded or have a security clearance, you may not be offered a position with no credit history, even if you are otherwise qualified.  

Get a Bond and insurance, etc.4.

Yesterday I listened to a webinar On CRE Online by Al Aiello, CPA with an MS in taxation.He talked about structuring LLC partnerships, protecting assets from equity stripping, strengthening OAs, etc.  

Also there are regulations that allow people or entities to self-service up to XX number of loans at a time or within a year, after that level is reached they must get licensed, bonded, etc.To prove its reason for existence, the CFPB is looking for examples to pounce on - and for what?

@Hannah Hammond  if your borrowing the money for a buy and hold your essentially 100% financing with a first at whatever rate and your 200k second at 10% this adds to debt service and as the market has strengthened cash flow may not be very good at all with your blended rate.. you would need to find a really good deal.. ergo the value add play.. 10% money for value add is VERY good.