Roth IRA vs REI

[Joe Capobianco]

I have been frequently adding into my IRA while saving money every month towards my first investment property. I just wanted anyones opinion on if i should continue on my routine or stop putting money into my IRA monthly to help build my capital for REI. The reason I'm asking is because i was listening to a podcast and the guest was speaking about all the baby boomers about to retire and less people will be trading in the market. the conversation made me think how uncontrollable the stock market is and maybe i should push everything into real estate since i can control my own destiny.

 thanks for the advice in advance. 

[Chris Soignier]

First off, let's be clear that IRA's are not an investment option like real estate, stocks, etc. They're merely an investment vehicle that can hold your investments while offering tax and liability protection (at least in TX) advantages at the expense of liquidity and some other disadvantages.

There's no one size fits all answer.   It really depends on your age, why you're doing it, how much capital you have, when you need or might need some of the money for non-investment purposes, etc.