So in the future you could refinance the rental to take out tax free money to pay down your primary residence to accelerate this even more, or sell the rental to capture the equity in it to pay down the primary residence.Regardless of your choice- refinancing would probably be in your best interest on one or both of the properties. 

Either these politicians are not smart or they know full well what is happening and are exploiting these situations for political gain. 

@Kevin LeAt some point it becomes a personal choice in terms of which area works best for you (SF/South/East Bay/Peninsula) etc.

REebroker is likely your best choice. 

My goal is to develop an active investment strategy leveraging our equity in this property, possibly as investor along with my company.I feel like I am working hard, but not smart (on both sides of the coin).

Do you think it’s smart to mix my portfolio with short term vacation rentals as well as more stable long term rentals?

with students gone from most colleges for over a year thanks to COVID and the rising cost of college tuition, is renting to students in college towns not a smart financial vehicle of the future?

I am 10 years into my original mortgage and I know its not a great idea to refinance to a 30 year but I feel like getting cash at 3% is smart to finance RE investments....What else should I be considering?

Is this a smart way to go about real-estate investing to lower capital requirements?

That's what the smart money is doing.