The explanation above was a great one on the break downs of the elements of closing, what they are, and what is being charged.To address the 3.75% APR Directly, you may be charged points in that rate to obtain the pricing shown its important to talk with a lender who is experienced not only in the "quoting of rates," to say at the min but also how the rate will effect your short and long terms goals financially as well.Some people say its good to pay points, and depending the borrower's particular circumstances it may be great, but if you're opportunity cost of your money is higher than the rate you're saving by paying points its probably better to take a rate that has 0 points even if its .125% -.25% higher in rate so that you can redeploy that capital at your strike rate of return whatever that may be for you personally 8, 10, 12, 15, + etc return per year.I have a good article on APR on my member blog you can check out if you want additional information on APR.

The hotel is part of a larger 58-acre mixed-use development in Avondale’s opportunity zone, where the median income was $49,638 as of 2017.SELF-STORAGE AND APARTMENTS DOMINATESelf-storage projects and apartments are two of the most popular opportunity-zone developments in metro Phoenix, according to national real estate research firm Yardi Matrix.The Phoenix-area ranks second in the U.S., after Washington D.C., for the most apartments built or under construction in the zones, with almost 54,500.

Full disclosure, I own a real estate company in Killington, VT, so I am probably biased, but Vacasa ranked Killington the number 2 destination to buy a vacation home in the US just a few months ago.VermontBiz.com There are over 300 AirBnB rentals in Killington and at least as many other short-term rental properties offered through the resort and private rental companies.

You would think my state is the number two destination in the country, but that is not what this ranking actually shows.

Investor groups locally (and all my clients) are talking about it quite a bit because BRRRR method seems to be dead currently (not that it wont resurrect here as market moves, Tennessee is consistently ranked for good reason). 

Many OOS investors set themselves up for failure because they don't invest the time to ACTUALLY understand:1) The Class of the NEIGHBORHOOD they are buying in - which is relative to the overall area.2) The Class of the PROPERTY they are buying - which is relative to the overall area.3) The Class of the TENANT POOL the Neighborhood & Property will attract - which is relative to the overall area.4) The Class of the CONTRACTORS that will work on their Property, given the Neighborhood location - which is relative to the overall area.5) The Class of the PROPERTY MANAGEMENT COMPANIES (PMC) that will manage their Property, given the Neighborhood location and the Tenants it will attract - which is relative to the overall area.6) That a Class X NEIGHBORHOOD will have mostly Class X PROPERTIES, which will only attract Class X TENANTS, CONTRACTORS AND PMCs and deliver Class X RESULTS.7) That OOS property Class rankings are often different than the Class ranking of the local market they live.Class A is relatively easy to manage, can even be DIY remote managed from another state.

Here's my take in ranked order with a focus on quality.1.

Question: Can anyone give me any input on my COC analysis or what location they would rank as the best (best meaning highest COC within my budget that can be remotely self-managed)COC Returns By Area Below (SELF MANAGED)1.

I see this element of the market rapidly transforming, though, as the savvy hosts update their spaces and the bar is getting raised.

@Jeff Minc Tempe has all the elements to support a strong MFH market.