Now if you're investing to be hands off that changes things a bit, but you seem to be doing owner occupied units so I'm betting you are putting in some elbow grease.  

I'd place my bet on SFR w/ ADU over duplex, based on what you've said, but the price of the opinion that actually matters is going to be an appraisal fee and waiting for that to come back.

Hard money is probably the most common way flippers leverage to buy a deal, although that requires down payment from you and/or another private investor (usually 10-20% down). 

This is private and sensitive information...

You don't lose any money by doing that, of course, but you don't make any either.I know the reluctance to condos runs deep, I bet well more than 80% of real estate investors share that reaction, but I wonder if it's from their experience or if it's just that they are repeating the same thing they hear from others.

Do you have an address and any rental data you can share with me in private? 

Length of the primary lease term, level of lease guarantee, location, quality of tenant (national,regional,local) plays a part.There are many different types of lender (local,regional,national banks, insurance companies, CMBS, conduit, credit unions, private family office lenders,etc.) each has their own criteria within the space to do a loan on a property.It would take me many hours to write a response explaining all the variances.When people become my clients I already have the retail commercial attorneys, capital markets lenders, on and off market database of properties,etc. 

those are all Morris invest markets that is what I bet spurred this question..  

I have a loan strategy question that I bet will help a few people in similar situations! 

Once you have those things then raising money becomes very possible.If you are in the beginning stages then you're best and probably only bet to raise money would be from family or close friends.