So all the rental income is passive for tax purposes. 

Has anyone found lenders (preferably credit unions or small local banks) that do HELOCs on investment properties, or are okay with a tax return that shows income generated occasionally on a 2nd home?

Hire a realtor and pay them to provide you with recently sold rental comparables.

@Terra PadgettPaid annually… You have a lot better options I feel than 10% loan taxed at ordinary income and only paid once a year.

This is not a political post, but I can guarantee the first comment is, "I don't pay attention to climate when investing."

Not to discourage you further, but CA has so many little intricate details to running a business with lots of extra taxes or fees.

Findout what form is issued(bank) and ask the IRS where it is captured on the tax form.

They're fine paying an extra deposit and extra pet fee.

Time is money, sure, anyone can close in 14 days -- and pay for it for years to come.

.- Yeah so Civil Code section 5715 applies to a situation where the homeowner is trying to pay off the debt to the HOA and redeem his / her interest in the property.