I found a triplex offered for sale, and have some info, and I am sure I need more info to properly evaluate this investment.

If you screen sellers properly you can find those that are motivated enough to do this.

That is why you want to buy below Market Value.Market Value is the price an asset will trade (sell) in an open competitive environment.Defined as follows: Market value is the estimated amount for which a property should exchange on the date of valuation between an educated buyer and a reasonably motivated seller in an arms-length transaction after proper marketing wherein the parties had each acted knowledgeably, prudently, and without undue influence.The delineation of "After Repair" or "As Is" technically exists only as jargon amongst REI groups and conversations.

Im having a problem getting a loan to expand my current portfolio.

Hopefully I can spread out into a proper office in the near future ;-)@Jon - The county is in the highest concentration of Marcellus Shale in PA.

I have not used a bump key myself (they are illegal in some states without the proper locksmithing permits/licenses).

That is the proper way to do it, but I don't go that far.

IF it is asked for properly I guarantee you they will be either fixed OR credited to you.

Just make sure they're prepped properly.

I am young and concentrating on building a portfolio and really feel now is the right market to expand.