The borrower will have to give a full explanation of the bankruptcy with the loan application and must also have re-established good credit, qualify financially and have good job stability." 

Hello Everyone, I'm a young investor looking to establish a successful career in real estate.

@Joe Ellis not to dampen your hopes but usually the soonest someone will lend you the money for a new home would likely be two years after you have established a income track record.

When you have established buyers your deal becomes a phone call.3.

Granted, with my background I was able to establish that I had more credentials than they did in preparing my replacement cost valuation.

Many empty lots in established neighborhoods, may have had a house that burned down or was torn down for another reason. 

The difference is what the plan is invested in.When you establish your plan, you will designate beneficiaries.  

So after much thought and consideration of a variety of variables here's what I gonna do:Invest about 10-15% in some solid ETF's.Park about 25% with a well established HML.Invest about 25% in some 1st TD'sInvest about 25% in SFH's or 1-4 Unit MFP'sKeep the other 15% in $$$ for a rainy day emergency fund.It really depends on your appetite for risk vs. reward and your motivation to stay personally involved and hands on with being a landlord which I've been for decades and I'm over it.No more lighting pilot lights and fixing leaking pipes at 3am for this kid.

If one has established relationship with HML one can get loan commitment in a day, in an hour or even on the spot.

My thoughts here are merely informational, and do not establish any attorney-client relationship.