Charging different rates based on credit is done all of the time for auto insurance (most states allow 200-300% higher rates for bad credit - Alabama approved a 1800% increase for one insurer) and other businesses.

Other than outliers like Penfed that use NextGen or lenders that use auto-enhanced or bank card-enhanced the other variants are academia and trivial pursuit questions.

Each rental property (income/expense) account auto deposits a certain amount (based on the systems in that property) into my general CapEx fund.

., they normally have amazing rates on auto refinancing.

Technically 401k loans can be obtained for any reason up to 5 year term at prime + 1 (4.25%) sometimes lower depending on the 401k administrator and loans for primary residences can be obtained from the 401k account up to 15 year term which drastically reduces the auto deduction from your paychecks every month/biweekly/weekly.Some administrators vary however most people have Vanguard, Fidelity, Nationwide, Prudential, and etc.

A name like "A-Z Auto Sales" should have sort of been a red flag too. 

They told me new tenants should push out the very first payment manually and turn on auto draft for the next month.

I will discuss with our insurance agent to make sure it would sit over our homeowners, landlord, auto policies, etc. 

The main reason I called him for the auto.

It’s next door to an auto salvage lot that’s been around for 15+ years.