Wells Fargo sells to Freddie Mac and if your modification is on a Freddie loan they can see everything. 

However, starting on April 1, 2023, (some lenders will impose these rules sooner) FNMA and Freddie Mac will require a 12-month ownership history for all cash-out refinances.

In fact, some lenders require that you hold the collateral property in a bankruptcy-remote single-asset entity such as a Limited Liability Company.For example, the Freddie Mac Small Balance Loans program requires a single asset entity for loans over $6 million.

Generally speaking, what Fannie Mae does, eventually Freddie Mac will do also?

to give you an idea, the bank that i use in Indiana, their conventional side has 6 month seasoning period (this is a freddie mac/fannie mae requirement so all banks will have this seasoning period). 

@Scott Mac Rockstar = someone that is *Great* at what they do, ie a highly productive and successful person in that field.

@Scott Mac LMAO I do charge a pet deposit for and $25 extra per month per pet for dogs and cats.

So since I listen to the BP Podcast I know he can SUBMETER the water using those wifi devices and save himself aprox. $35,000 a year in water expenses.

I’m thinking about maybe using Fannie Mae, FHA, Freddie Mac Loan to finance my next property (House-Hack).

A very direct one is the quasi government organizations like Fannie Mae and Freddie Mac.