Tenant contacted us in the middle of July and said he/she was having difficulty finding another place to live so tenant asked for a 1 month lease extension.  

CB,Ask your realtor if they know the rules of Home Valuation Code of Conduct (HVCC).

Our example to our 3 sons is to be honest, conduct yourself with integrity, fight for what is right, and never stoop to the level of someone like this homeowner.

So check the foreclosure procedure for New York, but I believe in New York state is a long process (a year or more) and judicial (conducted in court.)

So, what you do here is: you go to the sheriff sale or deed sales auction conducted by the county and you sale your deed to another investor that is going now after paying you for it execute the foreclosure process to really get the property finally.

There will be customary office conduct as well.

I have not had a problem yet with this arrangement but i dont use it extensively.

They requested title searches on all the properties that I own... and the list goes on..... this is by no means all of it.during this time the hard money lender graciously extended my loan on the investment property, although the extension costs were high.

Only months later did I discover extensive hidden dry rot on 2/3 of the exterior balconies and stairwells.

Bottom to top was the copies of contracts to purchase, appraisal, insurance binder, inspection reports, telephone and misc. notes, copies of receipts for acquisition, HUD-1.Right side bottom to top, tax assessments, insurance policies, tax and insurance receipts, repair maintenance receipts (if extensive, a seperate folder, with an identifying page listing associated folders, like utilities) Utility agreement (landlord agreements) and on top the current lease.On the outside of the folder the property address, legal description, tax ID number, Insurance company and phone number of agent.Anyway, different categories were filed in alpha order first, then in numeric order.