As a young adult, I see this a great opportunity to begin my investing business with lots of time on my hands before the responsibilities of a family and kids.Ultimately, I want to invest in multi-unit apartment complexes, but realize that I have to start somewhere smaller.

I am in need of advice of wheather to purchase a single family home or a single apartment unit.To provide you with a little background on the apartment unit property I am viewing here are the numbers:4 bed 4 bath in a college town93% occupied/filled rate over past 3 yearsAsking price: $85,000Down payment: $17,000+(2-3% closing cost)Mortgage payment: $443 with mortgage, property taxes, and insurance (assumption 4.25% interest rate)Monthly Rent per tenant: $350Monthly HOA Fee: $250Monthly profit: ~$700+One of the factors that is holding me from the deal is the following:1.) greater appreciation if I was to buy a single family home vs the risk that additional apartment complexes are built in the college townWhat are your thoughts experienced real estate investors?

I have been buying condo's in the same complex for alittle of a year.

Appreciate some BiggerPockets Community advice on which loan is better for our multifamily apartment complex.  

If my math is right that's 5.5 percent I am in contract for another condo through hubzu in same complex for 44.

Your sweet spot will be 3-4 bed rooms at $2K in rent.

It's very important to use a portion of your card in order to establish revolving usage history.The sweet spot for subprime revolving utilization is usually around 20%, maybe less. 

That us such a sweet deal!...

Wow, $1,850/month for a small 2/1 in San Pablo is sweet.

<g>Ever notice how on those carpenter shows even the most complicated wood working details:  complex finger joints, delicate inlays, and etc. all fit Perfectly the first time?