Flooring is dark brown tile carpet contains wall color, tile color and ceiling color.   

However, it is a bit of a fixer upper, needing minimum $5k-$10k in cosmetic repairs, its older (originally constructed in 1947), it is a wood frame house (which is terrible for insurance premiums being so close to the beach), and we just found out that the siding on the property contains asbestos (which would be probably set us back an additional $15k to remove and replace).I'm reluctant to throw so much of our money, and be so exposed, into a house of this age.  

The first line of my addendum reads: "This Addendum incorporates by reference the P&S Agreement between the Seller and Buyer dated ___, and should any inconsistency exist between this addendum and the P&S Agreement, this addendum shall control."  2 Critical Terms to My Addendum:1) In California, the standard P&S Agreements / Offers Forms contains language that an assignment can only be made if you get the express written consent of the seller. 

Also, Turnkey providers should be positioning your properties for success in the long run through upgrades in the renovation (ceramic tile, updated lighting fixtures, ceiling fans in the master bedroom and den, vinyl plank in high traffic areas instead of carpet, new counter tops, updates to the electrical service box, new supply lines at angle stop valves, etc) and replacing big ticket items that are old with new.

To a lender, well, providing any misleading information in connection with a loan request is mortgage/bank fraud.....period.As to the one providing the letter, you become a conspirator to fraud.If your POF letter contains funds as a loan arrangement, that is then a loan commitment, not the same thing as POF for a lender.

Is it normal to sign a buyer agency contract and also for it to contain an agreement for the buyer to pay the agent 3% of the house upon purchase?

In my experience, individuals who do not have EINs are more skeptical of sending a W9 (rightfully so) as it contains their social security number.

I'm considering using it on my next project but I'm concerned that the 6 mil wear layer won't hold up to tenants with pets even if it is "enhanced with ceramic beads" whatever that means.

My entry way has ceramic tile and the dog scratched it.

Mano,Our leases always contain a hold-over clause.