@Gabe Bouldien@Chris Seveney and @Doug Smith are mostly on target, but there may be a small window of opportunity.Any contributions you make to a current employer plan will be locked into that plan.You may, however, be eligible for an "in-service" distribution based on the language in your plan document.  

It's very easy to make the mistake of just looking at spreadsheets and basing your decision on projections. 

I have a home based business.

I am a realtor based out of the Raleigh area and love helping home buyers whether as an investor of if you’re looking for your forever home!

Based on walkthroughs of the property, they may offer estimates that are more accurate.

Following - I'm based in California

Regardless, I’d still like to get a month contract with these stipulations to make sure the bases are covered.

But, it is definitely possible if you snag a property that you can't pass up on to utilize a Mortgage Broker who can generally get you set up with something based on your needs at the time.

Everyone does it a bit differently based upon their experience.

Generally options will vary dramatically based on these unit buckets2-4 5-1011+