However, it’s crucial to ensure that the HVAC system is adequate for the space to avoid high energy costs.Flooring: The hardwood flooring adds a high-end touch but will require regular maintenance to prevent scratches and wear.

We buy distressed debt and if we take a property back we will sell it but do not discount it we will list it for top dollar because we know there are buyers out there.

I had trouble finding a bank that would do two dwellings and ended up with a loan requiring 25% down and a few upfront points with 7.5-8% interest rate depending on lock in day.

No way we could move back, have two little kids and too much stuff for 980sqft.

I have very little hope on what principal will be paid back if that day ever comes!

I recently filled out a pre-approval application for a mortgage, however, the lender did a hard pull and told me they came back with no score.

We use OwnerRez.You can also go with a fully custom provider like Boostly but I'd recommend piggy backing on your PMS to get a "free" website so you can get a feel for it first. 

Thus, the lender got the property back at that price.

And yes, after holding back for years, we're launching our first beginner land-developing course shortly.

Or god forbid a pipe bursts or the sewers back up and you have to navigate that scenario.