They would only mean something if you've already been approved for a specific loan, for a specific amount, for the specific property in question.

I had a Realtor out of TN tell me about a loan program where you buy the house in any condition as long as you have a bid from a contractor to repair/improve.

Get approved for your mortgage, even with less than perfect credit.

Looking for "investor friendly" mortage programs in Pennsylvania.

I have various pre construction investment financing programs and full turn key pre construction investment projects all over the US.We have programs for all levels of competent borrowers.I would be happy to talk to you about your projects and let you know how it looks.Joel Brattin www.shieldmortgage.net

You can find some really good guru programs that people are reselling.

The easiest way to do this is to talk with a mortgage guy or gal and ask for a pre-approval letter.

Social Security is the government sponsored program that every person pays into while they work.

If yours is higher, which I doubt, then sue the crap out of him...If not you will need to make the appropriate changes to your existing lot.Temporarily, you can put a catch basin at the rear of the property to catch the water and then istall underground gutters that tie in from your roof and drain then drain to the street.The other concern is the county that approved such a drainage plan...sounds like the county engineer was drunk when he approved it.

Executed Broker Loan Fee Agreement, if applicableAdditional items required to approve, document and fund the loan1.Appraisal Report by an approved appraiser2.Formation documents of the Borrowing Entity (LP1) and Tax I.D. number3.History of property ownership if purchased from a related party4.Closing Statement for the property (or proforma closing statement if under contract)5.Joint Venture agreement (if any)6.Preliminary Title Report with underlying documents7.Geotechnical Soils Report8.Phase 1 Environmental Site Assessment 9.Site plan (with units plotted)10.Grading Plan 11.Architectural drawings with specifications12.Architectural agreement (if any)13.Engineering agreement (if any)14.Construction Contract (if any)15.Insurance broker’s name, address, and phone number (builders all-risk, general liability)16.Independent cost review may be required17.Related Debt Certification (Loans To One Borrower)Notice of Right to Receive a Copy of the Appraisal Report Here is the info to help you out.