If you have your properties leveraged you may be in a better tax situation with deductions like insurance, interest,  lost rents, etc then if you have your properties paid off and just showing income.

But I've lost income and would rather conserve funds for the time being. 

I keep researching different cities like Grand Rapids MI, Lexington KY, Huntington WV, Johnson City TN, on down to Florida and I just get lost in the fog of numbers making it so nothing stands out as a great market.  

I've lost tenants because of other tenant's noise. 

or the ones were 12 kids partying on a deck that collapsed and lives were lost it happens.. but its just very rare.. so in this instance where you simply turning down an applicant I just don't see the risk

It was from another townhouse that she owned (on her own) on the same street that she lost to foreclosure about 10 years ago.What we have learned is that since the lien is just on her name it should not affect us. 

Multi-millions of real estate profits get lost because someone screws up a contract or forgets to forward some information in a critical, time-sensitive deal. 

Also, in a mainstream asset class like value-added multifamily, I see no reason to take a risk on a sponsor that doesn't have full real estate cycle experience or that lost anything more than a small amount of money (and prefer no money lost).

Most homes just lost shingles or had roof damage that either did or didn't cause water damage inside.

Also, I know interest comes in to play in this but I think I'm getting lost at paying my friend the money that I borrowed plus the interest.