Would you suggest a newbie gets their license and buys in cash? 

I am actively placing offers in LA County but the price points/interest rates are so high right now I wonder if this is a smart time to buy?

I know a lot of agents will use this without having a buyer.I was wondering if anyone knew of a template that is effective and reduces the need to lie on the letter.Thanks!

., but I was wondering if anyone knows of some good areas to invest that are perhaps less obvious.I'm not asking just because I don't want to put in the effort.

These 2 points will help me give more pointed suggestions for what you're up against because the tax rules all can be slightly different. 

However, you can suggest that they purchase "Renters Insurance", and state this in the lease that if they choose to not purchase "Renter's Insurance" then you are not responsible for any loss or damages to their property". 

Wondering if community or national banks are not in favor of lending on 8, 1 bedroom duplexes.

This is wonderful @Eric P.!

Worth area and was wondering if we have any members here in the area?

I have wondered though if there are government grants/tax credits for providing internet to low income tenants.