If their bill gets too high, I'm guessing they will call and complain which will effectively answer the question on the climate controlled environment.

Much easier to plan around an FHA or VA loan for primary residence, then refinance/rent after a few years in this environment. 

Insurance - ValuePenguinNo rent control of any kind: Google searchPro-business legislative environment: Google searchWhat if your city does not meet these criteria?

The shortage of land, combined with the increasing population, almost guarantees that property prices and rents will continue to increase.Pro-business governmentWith a low-regulation environment, streamlined licensing and approval processes, and favorable tax policies, the Nevada State and Clark County (Las Vegas metro) is a very business-friendly jurisdiction.Population growthThe population continues to grow at a sustainable rate of about 2.5% to 3%.JobsAccording to Glass Door and Monster, today, Las Vegas has between 26,000 and 31,000 open jobs.

Leverage their decades of experience in your favor in creating an environment around you property to get you the very best terms and price.The only thing I’ll say though is, it’s definitely a “between” size.

In 18-24 months, the rate environment will be different.

You make money money investing in this kind of environment when you invest ahead of the path of progress, not when the area is already developed and everybody knows about it.

Harsh weather environments go into their risk assessment model.It can be true that more mom and pop tenants even if they pay on the lease for everything can have a shock to their business with large increases.

You can research more about velocity banking and how it works, but my assessment is 1) it is a lot of effort for a minimal benefit (you can accomplish similar objectives using other principal paydown methods with less brain damage) 2) it likely no longer works effectively with today's interest rate environment because of the spread between HELOC rates and fixed primary residence rates. 

In general whenever you are working in a crawl space the cost goes up because it is tougher to access, and its a dirty, nasty work environment in most cases.