You need to educate your tenants about taking personal responsibility, even when there is an emergency.

I was contacted by a couple contacts on here who claimed to be out to help and educate that got me thinking about refinancing to get cash out to invest in more properties.

I think this is a great post for inspiring newbies to take action and show them that it can be done if you educate yourself beforehand and hustle to find a good deal.

My educated guess is that they are done by local house wholesalers hoping to make a profit, but are they something else?

Using the VA loan will mean you are 100% leveraged. 

I am looking to start off with Fix & Flips and hopefully leverage my capital in the future by acquiring cash flow properties and utilizing the BRRR Strategy!

A lot of this is speculative of course but make educated guesses and if after all that you still have significant cash flow then start looking at you options for refinancing and see if there are good rates available, and terms available (it is possible your current loan is better than anything you can get now that you have it as a rental and since rates have trended upward)  In the end this is a numbers game. 

Thank you all for the education you have provided me.

I wouldn't invest with anyone who's not willing to do make this info available.You probably also want to get educated in how syndication works.

This is common practice as they get you in their doors with a free seminar, then you are pitched some education program for several hundred to several thousand, then the upsell to the “insiders club” for tens of thousands.