I thought with the beautiful reno and the price per foot I was asking compared to all the comps that it was a total win.

The money you spend on doing this might be recovered in one or two years compared to the increased insurance premium.  

We charge market rent and have upgraded finishes compared to the comps.  

So get to know the prices in the area that you are looking at and run those numbers comparing the local rents.  

His ROIs, especially compared to mine, are 'killer'. 

A concern I have is that there aren't a lot of four bedroom homes in our neighborhood (ie are we pricing our home out of comparable range).

I've had to switch insurance companies due to rate increases without cause (we've never made a claim), and it is a better use of my time to have an independent agent shop for the best option than for me to spend time dialing and comparing quotes.

FROM THE APPRAISALComparables over 6 Months: The appraiser is aware that some of the comparables do exceed six months, however these comparables were used due to the lack of more similar comparable sales in this area.

In North San Jose (95131 zip code) price up more than 10% compare to last year. 

Months Supply of Inventory for Single Family is down 21.5% from last January, with a 3.4 month supply this January as compared to a 4.4 month supply in January 2015.