Looking for Multi-Family friendly Insurance companies

[Dan Graney]

Just bought my first Duplex right around Christmas. Used the Insurance company the Mortgage guy (my brother-in-law) recommended. They turned out to be rather incompetent, making mistakes, correcting them, un-correcting them, correcting them again and finally cancelling my policy due to the house not meeting their criteria which has never changed.

So for the last couple days I have been shopping around. The first to call back with numbers tells me that there is a huge surcharge added for my house being a multi-family dwelling, like 25%.

The first company did not have this surcharge so I figure other might not also.

Any suggestions?

[Stone Teran]

I learned that finding the right insurance agent is tougher and more important than finding the right insurance carrier.

My agent is a whiz and can get anything insured at a low cost.  I wasted so much time and effort with previous agents.