also do you recommend selling coop before buying or buying first if I sell my coop first 260k after all fees and at the moment I have 60k cash in the bank not sure if it will be enough for closing ? 

I own the land outright and have $20k in cash to invest.

But, like everyone, we are also interested in increasing cash flow and ultimately want X amount of cash flow in 10 years so I can retire.

Will 300 a month for maintenance/vacancy with 150 cash flow be okay for this property?

I am a Cash Buyer , Entrepreneur. 

On the other hand you have Cleveland which is known for its strong cash flow potential.

I paid cash for the property and am looking for an 80% LTV cash out refinance.

Cash Plan to refinance when rates are more favorable How did you add value to the deal?

Northern New Mexico is the next front range of Colorado (unfortunately for locals, but fortunately for investors) this is a great appreciation market, but you will not find a Cash flowing rental unless you are willing to put in the work for an off market BRRRR.

Total cash to close (down payment + closing costs) is approximately: $20,300.