Hi all. Wanted to ask for some advice. TLDR is I got laid off and my financing fell through because of it. I am trying to creatively put together a deal and still make it happen. I was thinking subject to or some sort...

I also understand there are DSCR options but not certain I want to go that route.

I would have to ask about the dialer and see if that is an option.

If it is, DSCR will not be a option without a very large downpayment.

The approval you have from your lender is based on TODAY's interest rate, if you were to find a home with an assumable loan with 3%-4% rate you would be eligible to buy a more expensive home and therefore open up your house hacking options quite a bit. 

If you're looking for a software I know that Propstream is a popular option that pulls records from public sources that you can filter for sellers who might be motivated. 

But, I'm a mechanical engineer by trade and am not afraid of digging into the details to figure out if it's viable. ;)

Thanks for the insight, a possible portfolio loan could be an option.

The last resort option of course is to list them for rent, possibly your market just can’t support $120k for in-park homes?

There were options that would have made better investments, but the lifestyle this enabled fit perfectly.