Is this something you typically write up on your own?

I've reached out to some investors but wanted to see what typical terms would be for something like this.

The upward trends may appear to be slowing, but home prices typically do not “decrease” without some sort of direct cause.

Essentially the bank is funding itself to get into the loan.

You essentially have the bones marked out for it.

The difference being that the buyer's policy does not cover total replacement if the house burns down and it essentially just covers your investment in the house. 

.- HML often have a hard time giving the new lender an accurate "payoff statement" and verification of on-time payments to them (latter necessary because HML typically do not appear on credit), which can delay the refinance causing (surprise surprise) the HML to get another month and change of interest out of you at the crazy high interest rate.

Transfer tax is now 4.278%, typically split 50/50 by the buyer and seller.

Areas with rent control are typically high rent districts with older residents that have lived in their unit since before the neighborhood turned improved.

How long does the typical approval process take?