I then started thinking after seeing so many variations of lenders foreclosing, which ones may be easier to deal with.In my search I found Ocwen (that I hear nothing but bad news about in BP forum), regular banks like Bank of Mellon, Wells Fargo, Deutsche Bank, and others that are are more local to my area.All of the lis pendens I found I know are not all short sales but because they are in the foreclosure process, I'm wondering how to approach the owner or bank after looking at this list of properties.It doesn't seem to matter about whether it's a short sale or already at the 'almost-end' of the foreclosure process (when the bank gets the property) that it takes a long time because of so much red tape processing.

We do have a few retirees who rent out the condo at South Padre regularly. 

Regular LocksAs a locksmith I have used and repaired  Kwikset SmartKey locks.

I desire to spend a lot of time with him and a regular 9-5 job gets in the way of that.

My regular email is swig1871@gmail @Tim Toney You have some great advice!  

My biggest problem with DIY carpet clean is that unless you buy an expensive cleaner, you're doing little more than a regular vacuum does.

@Steve Babiak, does the Montgomery county group still meet regularly?

I always replace regular bulbs with cfl to conserve elec. use,keep wires cooler from less amps, and whiter lights

I have a tenant not paying his rent regularly and is not even picking up the phone or communicating anything.

What is a better choice a regular employer 401k or a roth 401k.Looking to build funds and in a couple of years take loans against the 401k to buy real estate.