If Bill turns out to be a crazy person and causes major damage that is beyond the security deposit, Jane can go after you for it. 

Keep in mind that the money that you contribute to your Roth IRA does not have to be invested in publicly traded securities;  it can buy real estate and still keep it's tax benefits.

And at the time time I would find someone with some cash (either personal savings or retirement funds) sitting in money market account losing to inflation and offer them 6-8% return to lend to me secured by real estate.

My questions are:1- Should I secure written approval for the split & construction prior to presenting to a builder?

Hi All,My Tennant is taking me to Washington small claims court, to ask for Security deposit full refund because I got late to pay ( paid on 26th day, instead of 21st day)- due items included Past due rent, Tennant did not pay, and now asking it back!

Plus you can get an unsecured line of credit or a credit card with a cash advance or even a secured line of credit on your existing rental property. 

Regular FHA loan won't work.

I am only wanting to do 1 or 2 deals this year as I do this on the side from my regular job. 

I regularly hear of pocket and off market listings that never hit the MLS and most of those deals have ended up being the ones that are most attractive to investors.

A very small proportion of the total available residential inventory trades each year because of the stable demand and influences above, which makes competition for the small inventory high and tendency for price competition on the upside regular.