Many of my projects are being positioned for the day that rates come down, whenever that happens. 

Understand the trends, property values, and rental rates in the South Hills area.

Begin by assessing the area's overall appeal, including factors like crime rates, school quality, and amenities.

Many options only require a soft credit pull, and depending on factors like location, experience, and credit score, lenders can offer leverage of 85-90% of the purchase price plus 100% of the rehab funds.

Why does she not have a job.I would not accept her unless the ex husband was willing to be a guarantor since her income depends entirely on him paying.If it were me I would be continuing to look for a working applicant that qualified.

I think this really all depends on what you want to get out of it.

Depending on the deal's profitability, some will only require you to bring 10% + closing costs to the closing table.

Depending on how motivated the seller is, they may be willing to get the tenant to move out(probably means offer an incentive to break the lease). 

You can pull up to 80% out (depending on credit score).

lets say heloc rates are at 9% and deal is 15% coc, its a 6% spread Would youd do it?