While I can understand to have the happy feeling of not writing that check to the bank every month, consider this decision approach:Look at the available investments.- Refi the mortgage has a return of about 4.6% (less refi fees)- Paying off the mortgage has 7.8%, but not really, because he could refi and only pay 3.2%, so the return is 3.2%.

I just try to learn as much as I can and make good decisions better informed by experience I gather along the way.Good luck to you!

Also, the seller really doesn't have much power in a short sale situation other than to wait for the lender to make a decision.

If he doesn't black out the price, I now know how much he's making, and that factors into my decision to negotiate and how.If he blacks out the price, I'm fine with that and will negotiate based on other information relating to the deal.

They never said they would PROTECT R vs W, they said it would be the adminstration policy, which also means that IF a bill for personhood ends up on the Presidents desk, he can and probably would sign it as Romney said along with Ryan that the court should not be making that decision (meaning the legislature should be setting social order).

Dude grew up dirt poor, with a mom who couldn't stand him, as a white kid in a black area of Detroit, and who was picked on so badly that he once spent 3 days in a coma after being attacked as a youngster on the playground.

I always thought that those watching my money had my best interests in their decisions.

Here you have to be real careful because poorly constructed home tend to start sinking.

You will flush out alot of questions from contractors which will force you to do some more homework decision making about how to build.

The standard payment (when one is made) is about $3000, but I've seen sellers on my deals get up to $20,000 and have heard about them getting up to $40,000.There is nothing you can do to impact the bank's decision of whether to provide this incentive, and you generally only know it the lender will be giving money to the seller once the bank issues an approval letter, which will contain all the terms of the sale approval.As for the buyer giving the seller money, I've never seen that allowed, but if the bank will allow it (make sure it's in writing!)