Hey there, I'm pretty sure James keeps it up to date, but even if he does not the grades look like they've remained pretty accurate.

Again with 12% IRR, investing at note has better risk/reward.To achieve IRR 20% we need sizeable spread between mortgage rate and appreciation and/or cap rate ; otherwise it's preferable just invest at high grade investment bond (currently yielding 7%), Freddie Mac bonds at 6% or note bridge fund around 8-12%.

The test was MUCH harder than I expected, and I was not given a grade either, just "Pass", which was pretty unsatisfying, although I'm obviously very happy that I won't have to deal with Pearson VUE anymore.  

If you haven't done so yet give The Ultimate Guide to Grading Cleveland Neighborhoods a read.

Key is how much the land will cost for the best locations and also how much site work and land grading will cost.

What type of property is the appliance going into and what grade of machinery are you looking to have?

A decent contractor grade granite really is not too much more money than Formica, but it’s way stronger and doesn’t burn when a careless tenant puts a hot pan on it - therefore you don’t have to replace it on a turnover.

It would also mostly be unnoticeable dew to my love of below grade living.Me and my tennent/roommates are converting 1/4 of my lawn into a garden.After that knock down the mobile home that I am living in now.

Pottery Barn/West Elm and even Wayfair have commercial grade items. 

Want to completely gut the house with medium grade finishings such as Allure flooring, fiberglass shower and medium grade kitchen.