In my area, triplexes and quadplex are rare though there are numerous duplexes.Thanks!

Search this forum, we had numerous debates about this issue in the recent months.Second, consider an alternative: Utah Series LLC, which is kind of multiple LLCs combined into one.

Perhaps its user error on my part (but I doubt it!). 

Making numerous formal and informal inquiries.

2 sides to the story I am surein the builder's head:" "the better time to do an inspection was before you closed" so I am sure they are pissed about that tactical error you made.

I have seen other investors partner in this way and I think it is fair and makes sense so long as the numbers are quadruple checked and there is enough margin for error to mitigate the risk of the person paying for everything ending up underwater. 

Their are numerous laws that govern liens - lien rights expire if not placed within certain time lines - check that out too. 

After moving in we noticed mold on numerous HVAC registers.

@Patrick Buckley all my experience has come from trial and error.

Thanks, Horacio,There are numerous lenders that will lend without a debt ratio as long as his credit is good and the properties are rented, usually up to 75%.Try local banks first, but then look for a portfolio lender.Stephanie