Lots of opportunity to make money in both spaces.  

Hard money lenders?

It increases your risk and isn't a wise method of investing.Take the $1,200 a month cash flow and add it to your savings.

You have to remember you make your money when you buy the house .

Just getting into real estate and was wondering about if it is a good idea to wholesale. use the money as down payments and take those properties and set them up as lease option?

Quote from @Jason Weber: I am curious to know how many properties/units this person is managing and how much you are saving by hiring them instead of a professional property manager.Management involves a lot more than collecting rent, showing vacant units, and turnover.

Just saved a client from them. 

We have a tiny house community here in Detroit but they are crazy building them for 60-70k and basically giving them away (govt money).   

It's great to have you here.Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/m...Set up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/a...Read Beginner’s Guide: http://www.biggerpockets.com/r...Check out BP Money Podcast: https://www.biggerpockets.com/..

Even at only 6% That lowered my payment $420/mo and will save me $80k in interest.