Using leverage is one way to increase your buying power, but another is paying cash for a below market property, forcing appreciation with renovation and improving NOI, and then only pulling out money if / when you need it.  

not previously as prevalent.My model so far has been to buy under-maintained and under-managed properties and gradually improve them.   

Investors will want to ensure that the areas they are investing into have low rates of crime, or are at the very least improving over time.Consumer Financial Protection Bureau: Home Mortgage Disclosure Act (HMDA)The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages.

I plan on bringing them up to the market level after acquisition with minor improvement and proper marketing.

I plan on bringing them up to the market level after acquisition with minor improvement and proper marketing.

I plan on bringing them up to the market level after acquisition with minor improvement and proper marketing.

This will help you improve your English and help you find creative ways for you to start.

So wouldn't it be easier to just purchase with your 20% down then take out a line of credit for improvements then rent it out.

I am also waiting on my contractors license to arrive in the mail, MHIC (Maryland Home improvement Commission) can be a little slow lol.

Same neighborhood preferably, same school district and schools, same finishes and I always go make at least one improvement the other properties don’t have.