After 2 Duplexes ($80,000), we left with $320,000 so we want to buy another 2 Duplexes (same price) with 25% down payment ($112,500/each) since we are not living there for long-term rental which left us with $95,000 left.

Quote from @Noah Bacon: Guru Programs are notoriously difficult to assess in terms of quality or outcome for their students.

It's all about realistic expectations.We've dealt with many newbie investors, that despite extensive chats with them to try & set proper expectations, buy a Class C rental - yet expect Class A results. 

thanks @Brian BradleyIn regards to an umbrella policy, what do you suggest an investor get, in terms of coverage, in relation to his or her net worth?

BiggerPockets is an amazing platform and inspired me further to dive into long-term rental idea.

@Joey Andres I email an addendum stating that rent increases to $x and lease term is extended to x date.

Together, we negotiated favorable terms with the seller, ensuring a swift and beneficial transaction.

Together, we negotiated favorable terms with the seller, ensuring a swift and beneficial transaction.

. #2 The buyer of the note receives what they want out of the terms of the note. #3 The purchaser of the property and making the payments on this note, (myself) can afford the monthly payments because of the rental income.

Best,kelsey  If you decide to pursue DSCR financing, I would first want to make sure if the lender is okay with it being a Mid-Term Rental.