Free flow is the brand 

Feel free to connect if you need any advice. 

A lot of times the lowest rate lenders actually have higher fees and closing costs, offsetting their low rate anyway.

Do you think applicants would be willing to share the kitchen with 3 others?

Getting a HELOC without a full appraisal can be tricky, but there are a few ways it might be possible, especially if you’ve added significant value to your property.Showing Recent Home Improvements : Providing documentation of recent home improvements and their costs might convince a lender to waive the full appraisal.High Equity : If you have a significant amount of equity in your home, lenders might be more flexible with appraisal requirements.Streamlined HELOC Programs : Some lenders offer streamlined or fast-track HELOC programs that don't require a full appraisal.

Hello -- I need to do a major rehab on a rental property that will cost about $50k-60k but the contractor does not want 1099 and wants nothing to be reported to the IRS.

Some lenders may have a rehab/ construction type loan that can finance the purchase and repair costs but have a 6-18 month balloon that would require a refinance. 

In addition, the lender is going to incur costs including losses do to the time value of money if you stop paying and they have to take the property back.

The rest of the funds received will be considered a return on your cost basis and non-taxable as well.

Do you have funds for your next primary purchase or are you needing to tap into the equity to get closing costs and down payment?