Basic economics, increase demand without similar increase in supply will raise prices.There is a growing strong latent demand, people are delaying household formation or doubling up with other families right now.If rates stay the same, the growing latent demand will begin to force its way into the market as people capitulate and decide they simply have to have a place of their own.In areas with consistent population increases and current housing shortages, stable rates will lead to strong appreciation of existing housing values and increased median home prices.

just use common sense.ALL lender in US is following the same logic when they offer you a loan :) that's a basic principle.What I tell you is how the scammer works.

If it seems the project will cashflow at that time, it's probably a safe bet. 

This opens up a whole new level of asset protection, going from basic (least expense) to complicated (expensive) very quickly.  

Details below...We need a FAST cash-out loan product that requires only the personal guarantee of my business partner (60% ownership) to be used for: completing the remaining rehab and getting the 1st house rent ready, paying off revolving credit accounts to get her credit score up, and funding the other projects we have in the works.To help bring you up to speed on what's transpired over the 11 weeks we've been in business...We started our business on Dec 1, 2023, leveraged our "then" good credit/high w2 incomes to bootstrap the startup, assembled a rehab team, and are now about 2 weeks out from the completion of our 1st rehabbed property.We've closed on 3 properties, all owned free/clear, and have paid for renovations with personal funds/credit.My credit score was 810, but is now 592, due to excessive debt but 100% on-time payments, therefore can't personally guarantee a loan.My business partner's score is currently in the 700s, but likely wont be for long, due to her revolving credit % continuously increasing, as we push towards the completion of the first rehab utilizing her remaining credit on her CCs.Recently, I started researching the underwriting timeline for DSCR loans. 

This is the most basic level of protection and it is not very effective, but it is still better than nothing.

I have a hard money lender willing to work with me but I have to start with a small project.

Many of the announced projects haven't even been completed or just started. 

@Steve Smithhttps://www.journalofaccountancy.com/issues/2023/sep/passive...Basic JoA article for bedtime reading.... 

I'm considering my first investment purchase and was speaking with my lender and basically if done in my name vs the LLC would be 1% higher in interest rate.