The community property exception does not require that the operations rise to the level of a trade or business or that either spouse materially participate in the operations.

In addition to conventional financial products, that means that real estate, private note transactions, stock of privately held entities, precious metals, cryptocurrencies and a whole lot of other alternatives are available.A specialty IRA referred to as self-directed is required for alternative asset investing.  

Or worse, for the deal to go through with the paperwork failing to document some sort of material agreement made between you and the seller without her knowledge and for one of you to seek recourse against her in the future.I would note that she has been slow, state that you understand her concerns about the above, CC her on further communication, but firmly state that unless she can remedy her slow response and give your deal the love it deserves, you will continue to speak directly with the seller to move the deal forward.

I too am looking for alternative funding.

So a small 8" natural gas pipeline has been converted to a large diameter high pressure pipeline that is carrying a more volatile, explosive material which can't be detected by smell. 

Know your exit strategy going into the deal and best to give yourself a few alternatives.

That's probably the best drywaller in the area and everyone blows him off because of how he brings his materials but some savvy investor has this guy in his pocket and is getting tons of value on his job!  

You are lucky you live in Hong Kong.....go to ETrade, Schwab, Citibank, HSBC or one of the American banks there and open account...then they should be able to USD account either there or in US branch.An alternative is someone like Cathay Bank in USA. 

Locating/hiring contractors, swinging a hammer, purchasing materials, it takes time and you deserve to be paid for it. 

Just started using it a couple months ago and they have hundreds of templates you can use to help you build marketing materials.