I have one supervisor who is responsible for managing my duties at both companies.So here is my concern - I am concerned that underwriting will consider my second paycheck as a second job, and therefore not include the income b/c I do not have a 1 or 2 year history of that additional income.The house I want to purchase is 500K and I have a 15% down payment saved and I can afford it with my new salary of both companies, but I will not meet the DTI criteria if the additional compensation from promotion is not counted.

Changes as far as the tax issues **I'm 25 and pretty much if I was trying to rent a apt , it would not be affordable in any way shape or form ...

My interest in real estate is to help rebuild neighborhood home in the local community and help provide affordable housing for low income family.

Hey Michael,There are still some bread and butter areas in Cali where you can actually pull out some affordable properties like in Bakersfield and Fresno.  

I'm frustrated with quickbooks pro, since I want more detailed reports based and the ability to classify the balance sheet better.

@Lee ScarlettI agree, it is frustrating.

Regardless, either is affordable considering you can make $600-$2000 on your very 1st $100,000 transaction.  

That's the affordability.

Since the last oil crisis, Houston has done an outstanding job of diversifying...With high-tech, healthcare, and alternative energies booming, petroleum just doesn't have the effect on us that it did in the past...it's now a smaller piece of the pie that is Houston.Many locals remember the hard times in the '80s, and are fearful that they will return, but when you look at all that the area has to offer (booming industries, affordable housing, great schools, investment opportunities, friendly people, decent winters, etc.) you realize that Houston still has a lot going for it.And even if things were to cool off a bit, that's beneficial to investors, as it means less home ownership and more renters!

I live in Scottsdale and condos are much more affordable, but carry an HOA fee.