Can electronic signatures be done at any closing table?

Anyone familiar with Stone Mountain, GA (near Atlanta)?

A week before closing I get the email from my partner that was sent to him from the lending company that because the appraisal came back lower than expected, now we have to come to the table with forty five hundred more dollars. where as before they said we only needed 2,000. to close. the realtor showed the comps coming in at 135 to 140.000. so we didn't have the extra cash so we lost our earnest deposit and money wasted on the appraisal.

I'm open to something like that, but I'm not really sure what I could bring to the table on something like that, since I have no time, not a lot of money, and no expertise. :)Anybody have any suggestions/ideas for me? 

Don't think that 15% down means all you have to bring to the table because you will have all of the closing costs on top of that number just to get the property in your name.  

Seeing that most college graduates leave school with a mountain of debt versus their income from their employment I was wondering if anybody has had any luck securing traditional financing with a high student debt to income ratio?

I'm hoping my letter is sitting on her desk or kitchen table when her heirs clean out her place and one of them sells it to me. 

Get a second job on nights and weekends bartending, waiting tables, etc.

With a great company, the company will want to see what you are bringing to the table, if you are going to get hired with the attitude of what you are getting and everything is about you, the companies might not want to hire you.

You need to bring something else to the table to add value to the investor then just passion.