And I am calling the repair people anyway because going through two levels of communication to find out what the issue was you lose alot in the chain of communication.  

Most need to be repaid back, but there are better ones out there that do not need to be paid back as long as you live in the home for a certain period of time.There is a nationwide grant available that we use called the WISH grant. 

Some lenders may call the loan (meaning ask you to pay the entirety back).

However if you plan on buying 3-4units, there is a trigger rule for FHA, it is called the self sufficiency test.

I have checked periodically over the years and even called VRBO (they were no help).  

You have to live in the home to call it your homestead.

Would suggest stopping in or calling all the agencies in town to start.RegardsJoe Scorese

PROPERTY MANAGER (call local RE brokerages and ask for some recommendations)3.

@Theresa HollThey're really calling it "Guesty Lite"? 

They’re going to call you a “dealer” and count your real estate as inventory.