The thing that irritates me is people just bash our program because they failed at it.

The money can be based on the property and DSCR rather than the individual, but it will cost more and you'll need to put more skin in the game.

You can't visit your tenants to raise the rent on them in a bespoke suit and calf-skin wingtips.

But too many people on here never have time to talk about that and likely skirt by the skin of their teeth on rentals. 

So tire kickers can walk the property and disturb tenant with no skin in the game?

It's no skin off my back since I don't offer HELOCs, meaning they aren't my competition.

Part of running a business is not being emotional and having thick skin.   

I did all 3 prior to 2007 and I was doing 0% down, so I didn't have much skin in the game short of sweat equity.  

Someone who doesn't have skin in the game does not.    

You'll need to develop two things; 1) a respectful and effective marketing campaign. 2) a thick skin for when you come across an owner who has had to deal with 5 other "investors" who have tried scare tactics on them and the owner unloads on you and calls you names.I'm a lien investor and I'm mainly in it for the interest rate return.