I will try to keep this short and I appreciate any and all info given.

Put more money down - save more money and put a bigger downpayment down to get the DTI below 50%.

Saves a lot of headaches down the road. 

I have some capital saved up and have potential access to investors and partners.

Thanks for the valuable info. 

I'll DM you his contact info. 

In the meantime get a job and start learning from that and save some money.  

I like as much data as possible, Chris brought up great info, I run my own also; like for like sq ft bed/bath count, close radius, only closed sales in tight time frame, not separated by busy surface streets, pole line open space etc.

Chances are nothing they can do, but they hopefully can attach the info the person's file.

We haven't had a chance to grieve because we have to get the financials straightened out, cut expenses, scramble to fund and save capital repairs, and manage her estate (properties weren't in that).