Best bet for people with low income tax returns or gift money since funds aren't sourced 

@Nathan G.Books read in 2019:1) Getting Things Done2) Antifragile3) The Big Short4) The War on Normal People5) Good to Great6) The Gift of Fear7) 19848) Long Distance Real Estate Investor9) The Story of Kodak10) The E Myth: Revisited11) Trend Following: How Great Traders Make Millions in Up or Down Markets12) The Book on Estimating Rehab Costs13) What Every Real Estate Investor Need to Know About Cash Flow14) The Book on Managing Rental Properties15) Set for Life16) The Millionaire Next Door17) Zero Risk Real Estate: Creating Wealth Through Tax Liens and Tax Deeds18) Real Estate Loopholes19) Market Wizards20) Rich Dad Poor Dad21) Sleepy Hollow22) The Personal MBA23) On Tyranny2020 Reading List:-Wealth of Nations-The Organization of Industrial Scientific Research-Toms River-In Love and War-Skin in the Game-Extreme Ownership-Best Ever Apartment Syndication Book-Finance for Nonfinancial Managers-The Muller Report-All Quiet on the Western Front-Zen and the Art of Motorcycle Maintenance And whatever else catches my eye...

Romantic, boutique hotels like the Shinola, The Foundation, The Detroit Club Hotel are plentiful that we will all once again feel comfortable in visiting.

Hubby's Xmas gift to me is a Personal Trainer :)3.

One I bought and one was a gift.

Rebates shopping portal and Groupon discount codes with gift cards purchased from eBay or Safeway with more gift cards and Mr Rebates shopping portal.Take a shower at work to save on utilities, water, and electricityGo to the gym more often (do your 3S’s there, ****, shower, shave)If you work in a startup company that cater’s food, it’s a no brainer--- eat at work and bring food home.

It also, helps reduce stress that I had before becoming wealthy (stress of bills).Also, I like being able to go to the store and buy whatever is needed and buy some gifts for others that truly need help (say disabled - not just lazy or entitled), it's rewarding. 

An attorney just sent us $250 gift card for our favorite (currently LOCKED down) restaurant for a REI referral. 

but what does it work out to on a per-stay basis vs. the gift basket?

My first downpayment was a gift from a family member to house-hack a 4plex on an FHA loan (3.5% down).