We don't want to make it seem like we are hiding assets.3.Should we move her primary-residence to the Portfolio as well? 

Probably best to consult with a qualified professional.

I am in the middle of planning my own exit from W2 employment and I am agonizing over finding qualified and unbiased counsel on planning. 

Hi everyone,I bought my primary residence 8 months ago.

I was thinking of having my wife to go through the loan process and apply and see what she is getting qualified for and me as a co-signer.

However, she is willing to do us a favor by stepping in and co-borrowing on a loan so that she can live in it as the primary resident.

If you can qualify on your own its best to go on the loan by yourself so you and your wife can maximize using conventional loans for future investing.

If so, then your FICO score is irrelevant.Unlike when qualifying for "accredited" status, most lenders include the equity in your home as part of your net worth.Also worth mentioning, if your net worth is 800k, you could partner/JV with someone whose net worth is $700k and together you could get a $1.5m loan.

Have you talked with a lender to see what price range you will be qualified for?

We want to preserve this ground and merely establish a residence.