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Updated 10 months ago, 02/21/2024

User Stats

73
Posts
39
Votes
Jonathan Rivera
  • New to Real Estate
  • NJ (new jersey)
39
Votes |
73
Posts

Can I still use a FHA if I used a conventional prior?

Jonathan Rivera
  • New to Real Estate
  • NJ (new jersey)
Posted

So I was wondering if I can still use a FHA(first time home buyer)…

Here’s my situation, My wife purchased a home before we got married & everything is under her name. She used a conventional loan for the purchase.

We soon will buy a new home but, since we are married this time around both our names will go on that property and we will use conventional again which makes it look like I already purchased a home before.

I am wondering if I can still use a FHA since I never used it before & yes I do understand the regulations that I have to live there for up to a year before I can fully rent out the property which will most likely be used for a duplex.

Any feedback thanks!

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