The mortgage market in today's business world has taken its toll on the guidelines and programs available and those guidelines and programs are changing daily.I can give you a referral to a personal financial broker that has access to consumer and commercial creditors if you wish, just PM me.Joe

I'm gonna work up answers to questions I have gotten from sellers to prepare myself b/c I know they're gonna ask them lol..

If you are looking to formalize the group and build it into something substantial, just be prepared for a huge time commitment.Good luck.

I am even thinking of moving in and using the HUD 203k program to rehab the building.How can I remedy this situation?

In PA it is called the Clean & Green program.

I've heard of other programs such as this, and this one really does do a LOT (form letters, contracts, marketing letters, ads, etc.), but I just can't wrap my brain around the cost!

Can anyone recommend a good software program for Mac that will analyze cash flow, DCSR, ROI, Cash-on-Cash return, pre-tax/post-tax, etc. over user-definable hold periods.

Once escrow is opened, both buyer and seller have to authorize any changes in escrow instructions.Typical seller paid items:Deed preparation; existing mortgage and accrued interest; transfer taxes; commission; title insurance; repairs based on termite inspection report.Typical buyer paid items:Hazard insurance; document preparation fees; survey; mortgagee's title insurance; credit report; loan origination fee; prepaid mortgage interest; discount points; Recording fees (deed and mortgage); termite inspection.

as life in general may have been preparing me to do something like this.Have been a work at home mom for 12 years after being in the Dental field for 12 years.

My attorney, realtor, and myself are preparing a letter to the seller that will specifically ask for a $5K credit, based on the offer price they had originally accepted from me.