What is your ideal terms of such?

Which is more rent reliable, best growing, both for cash flow and long term appreciation?

I do very well with the Airbnb income and do not want to turn it into a long-term rental.

I am managing these myself in the short term to learn process(es) 1st hand, to ensure wants vs. needs in a PM to temper my expectations when I do eventually turnover to a professional PM.  

I was thinking I could cash out refinance and short term rent it.

This method allows you to set terms that not only cover your existing mortgage payments but also provide additional cash flow each month.

Most of the time, they make you decide the pre-payment penalty based on a range of interest rates they offer.

Do you have the property under an executed contract or is this just a verbal terms from the seller?

Beside the “subject to” that’s recently become the subject of much debate we utilized  ”no interest short term owner financing”, the “2nd mortgage crank”, substitution of collateral, mortgage subordination, wrap loans, real estate “exchange” (not for tax reasons), sale - lease back, guaranteed rent payments, sale - buy back, land offered in lieu of down payment, zero coupon bonds as substitution of collateral, and a few others that escape my memory.  

In the beginning, I didn't even know what common terms of REI were.