That doesn't mean there is no value in buying a boot camp.My underlying question is, what's really the value of me paying? 

In my area, there seems to be a ceiling on what people will pay for rent and if they have enough income to rent a $500,000 home, they will just buy one instead.

A good one is more than worth the standard 1 point if they hustle, are responsive, are reachable, and really look out for you the client and try to get you the best out there for you and then the bad ones are not only not worth the 1 point but they charge double or triple.And websites and reviews can be misleading. 

In the past 2 years, I have used my extra money to pay off student loans by interest rate. 

If you have any outstanding debt, pay it off ASAP!

I would tell him that if he does work without permission again you aren't going to pay for it and then follow up with an email so you have it in writing. 

Hopefully, if a "friend" asked to borrow money from you, you'd check if he had the disposable income to pay you back.As for your accountant, that's up to you. 

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

Or you can pay someone, like myself, who does architectural drafting to do the drawings.

Hi.I have an investor client interested in purchasing a metes and bounds property with a duplex built in 1952.